TTKTheTextKit

Math & Money Calculators

Built for students, shoppers, borrowers, and anyone who needs a number they can trust. Work out percentages and percentage changes, add and simplify fractions, find the greatest common divisor and least common multiple, factor a number into primes, and summarise a list with its mean, median and mode. For money, split a bill and tip, take a discount off a price, see how savings grow with compound interest, and get the monthly payment and full schedule of a loan. The money tools use exact whole-number arithmetic, so results are correct to the cent, and everything runs in your browser with nothing uploaded.

Available Math & Money Calculators Tools

Percentage Calculator

Find a percentage of a number, what percent one number is of another, a percentage increase or decrease, or a number raised or lowered by a percentage.

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Mean, Median and Mode Calculator

Find the mean, median, mode, range, quartiles, variance and standard deviation of a list of numbers, with exact decimal arithmetic.

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Fraction Calculator

Add, subtract, multiply and divide fractions, mixed numbers and decimals, simplify to lowest terms and see the steps.

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Discount Calculator

Find the sale price after a percent off, the percent off between two prices, or the original price, with extra discounts and sales tax.

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Tip Calculator

Work out the tip and total for a bill, on the amount before or after tax, split between people with the cents shared out exactly.

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Prime Factorization Calculator

Break any whole number up to 18 digits into its prime factors, with division steps, all divisors and a prime check.

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GCD and LCM Calculator

Find the greatest common divisor and least common multiple of two or more whole numbers, with the Euclidean algorithm steps.

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Compound Interest Calculator

See how a starting amount and monthly deposits grow with compound interest, year by year, with the effective annual rate.

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Loan Payment Calculator

Work out the monthly payment on a fixed-rate loan, the total interest and a full amortization schedule, with optional extra payments.

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Sales Tax Calculator

Add sales tax to a price or take it out of a total, at any rate, with the tax rounded to the cent so the parts always add up.

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VAT Calculator

Add VAT to a net price or remove it from a gross price at any rate, with the VAT rounded to the cent so net plus VAT equals gross.

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US Federal Income Tax Calculator

Estimate your US federal income tax for 2026 or 2025 from the official IRS brackets and standard deduction, with every bracket shown.

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Self-Employment Tax Calculator

Work out US self-employment tax for 2026 or 2025: Social Security, Medicare, Additional Medicare and the deduction for half of it.

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Salary to Hourly Converter

Turn a yearly salary into an hourly wage, or an hourly wage into a yearly salary, with weekly, monthly and daily pay for your hours.

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Profit Margin and Markup Calculator

Work out profit margin and markup from a cost and a price, or find the price or cost for the margin or markup you want.

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Capital Gains Tax Calculator

Estimate US federal tax on long-term and short-term capital gains for 2025 and 2026, with the 0%, 15% and 20% rates and the 3.8% investment income tax.

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Paycheck Calculator

Estimate your take-home pay from a salary or hourly wage after Social Security, Medicare, federal income tax, state tax and deductions.

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Overtime Pay Calculator

Work out overtime pay from your hourly rate and hours, with time and a half or double time, several rates in one week and the regular rate.

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Quarterly Estimated Tax Calculator

Estimate quarterly federal tax for freelancers and the self-employed: income tax plus self-employment tax, the safe harbor and four payments.

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Standard Deviation Calculator

Find the standard deviation, variance, mean and more for a list of numbers, as a sample or a population, with the working shown.

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Time Card Calculator

Add up hours worked each day from start and end times and unpaid breaks, get the weekly total and decimal hours, and work out pay with overtime.

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Break-Even Calculator

Find the units and the revenue you need to cover your fixed costs, plus the units for a target profit and the margin of safety.

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ROI Calculator

Work out return on investment as a percentage, with income received, the return multiple and the annualized rate over the time you held it.

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Savings Goal Calculator

Find the monthly deposit you need to reach a savings goal in a set time, or how long a fixed monthly deposit takes, with compound interest.

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Business Days Calculator

Count the working days between two dates, or add or subtract business days from a date, skipping weekends and the holidays you list.

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Permutation and Combination Calculator

Count permutations (nPr) and combinations (nCr), with or without repeats, plus factorials, as exact whole numbers.

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Quadratic Equation Solver

Solve ax^2 + bx + c = 0 for real or complex roots, with the discriminant, exact form, vertex and factored form.

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Z-Score Calculator

Turn a value into a z-score, a z-score into probabilities and percentiles, or a percentile back into a z-score, using the standard normal distribution.

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CAGR Calculator

Find the compound annual growth rate between two values, the value after growing at a rate, or the time to reach a target, with the doubling time and rule of 72.

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Credit Card Payoff Calculator

See how many months a fixed payment takes to clear a credit card balance, the interest it costs, or the payment needed to be debt free by a date.

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Binomial Probability Calculator

Find the chance of exactly, at most or at least k successes in n trials, with the mean, standard deviation and a chart of the whole distribution.

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Ratio Calculator

Simplify a ratio, list equivalent ratios, solve A : B = C : D for the missing term, and scale or split a total in a ratio.

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IRR and NPV Calculator

Work out the net present value and internal rate of return of a list of cash flows, with the payback period, discounted payback and profitability index.

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APR to APY Calculator

Convert a nominal annual rate (APR) to the effective yearly rate (APY) and back for any compounding, and see the balance after a number of years.

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Simple Interest Calculator

Find the simple interest, the principal, the rate or the time from the other values, with the total amount and a comparison with compound interest.

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Time Value of Money Calculator

Solve for the future value, present value, payment, time or interest rate of savings or a loan, with a balance table.

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Sample Size Calculator

Find how many survey responses you need for a confidence level and margin of error, or the margin of error a sample gives.

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